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HDFC Life Savings claims 8% to 9% guaranteed additions and 220% to 325% guaranteed maturity benefits of the sum assured depending on the term of the policy. One of my blog readers noticed this and shared it with me for review Let’s see what the truth is.
Note:- HDFC Life has recently launched a new version of this plan called hdfc sanchay illustration. I wrote a detailed post on this topic. You can refer to a link below for the same.
This is a traditional scheme that is not related to the stock market. How can a product make 8% to 9% guaranteed additions in such a situation
Let’s look at the features of the original plan. They are listed below.